I have been contacted by several homebuyers and homeowners with questions about letters being received by them in the mail from “Mortgage Auditing Program, Division of A.M.T.” These letters are being received all over the county and they get the attention of homeowners by offering risk free mortgage audits that can lead to potential refunds due to miscalculations that occurred with their most recent mortgage transaction.
These letters should be tossed. There is chatter all over the internet in regards to these letters and this company and various news channels have also reported on them. The company appears not to be reputable and little is known of what they are really trying to accomplish.
If you ever get a letter regarding your mortgage and you are not sure who it is from or why they sent it… it is most likely a SCAM. Even if legitimate, at best it is a deceptive advertisement and they are just trying to get you to refinance your home loan. Anything regarding your loan would come to you from the same company you make you monthly payments to each month.
Feel free to call or email me if you would like me to take a look at something you are not sure about. It’s better to be safe than to be sorry later!