Charlotte Mortgages

You can buy a home while in Chapter 13 Bankruptcy or Consumer Credit Counseling in Charlotte using an FHA loan!

FHA loans have been around for a long time, but many people still do not know a lot of the great opportunities FHA offers.  There are many families out there that have chosen the road of bankruptcy because of death of a spouse, failure of a business or severe illnesses.  Sometimes people just get in over their heads with debt and need help.  Chapter 13 Bankruptcy or Consumer Credit Counseling offer people a second chance while still making the effort to pay back what’s owed.

If you are in Chapter 13 Bankruptcy or Consumer Credit Counseling you might still qualify to buy a house… and not in 3 years!  Most loan programs require 2-3 years pass from discharge of a bankruptcy, but under FHA you might qualify TODAY.

Here is a general criteria of what is acceptable:

• At least 12 months satisfactory payment history in the bankruptcy
• Permission from Bankruptcy court to buy a home (not that hard)
• CLEAN credit since start of Bankruptcy
• New House payment must be reasonable based on current housing expenses

If you fit this description, call Olan today at 980-721-7478.  We can help!

Myers Park Mortgage is a HUD approved lender that offers FHA and VA (Veteran) loans, conventional and Jumbo loans for Charlotte area real estate.  We lend in NC, SC, TN, VA, GA, and IN, but specialize in the Charlotte Metro. (Lake Norman, Concord, Harrisburg, Matthews, Mint Hill, Pineville, Monroe, Fort Mill, Lake Wylie, Gastonia)

Call today for a FREE Pre-Approval at 980-721-7478 or APPLY ONLINE.

Tags: Bankruptcy, Charlotte FHA loans, FHA, FHA Loans